How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $2,9281
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,928
$320
9
53
$5,856
$336
17
54
$8,784
$353
25
55
$11,712
$371
32
56
$14,640
$390
38
57
$17,568
$410
43
58
$20,496
$430
48
59
$23,424
$452
52
60
$26,352
$475
55
61
$29,280
$499
59
62
$32,208
$524
61
63
$35,136
$550
64
64
$38,064
$578
66
65
$40,992
$607
68
66
$43,920
$637
69
67
$46,848
$669
70
68
$49,776
$702
71
69
$52,704
$737
72
70
$55,632
$774
72
71
$58,560
$813
72
72
$61,488
$854
72
73
$64,416
$897
72
74
$67,344
$942
71
75
$70,272
$989
71
76
$73,200
$1,038
71
77
$76,128
$1,090
70
78
$79,056
$1,144
69
79
$81,984
$1,201
68
80
$84,912
$1,261
67
81
$87,840
$1,324
66

1. Interest credited at the end of the year. Hypothetical premium based on $ $320/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.