About Us

Karen Morrow is President and CEO of Karen Morrow Insurance Services, Inc. Karen is licensed in the states of Florida, New York, Michigan, and Maryland.  She holds a Bachelor of Liberal Studies and a Masters of Science from Barry University.  Karen has earned her CLU, Life Underwriting Training Council Certificate, Retirement Income Certified Professional, and she is a Certified Long-Term Care specialist.

Karen has served 30 years in the Life and Health Insurance business.  She specializes in helping people approaching retirement or already retired into safe and guaranteed money solutions.

Over the years, Karen has presented numerous educational seminars in regards to Long-Term Care, Medicare Supplements, Medicare Advantage Health Care, and/or Prescription Drug plans.  Other benefits offered are Business Insurance, Life Insurance, and Annuities.  Karen helps people make their nest eggs last and guarantee income for life with safe and guaranteed solutions going into retirement or already retired.

Karen has been interviewed on the radio talk show Healthy, Wealthy, and Wise--97.1 FM, St. Louis, Missouri and WSTU 1450 AM, Stuart, Florida.  She has served as Area Governor and Past President of the Treasure Coast Toastmasters Club. Karen has achieved her Distinguished Toastmasters Award.  She has served as Mentor for the Boys and Girls Club of Stuart.

Karen is confident and content with the idea that her qualifications and experience will help create successful cash flow strategies for Individuals, Families, and Businesses.  Her main goal is to make "Your Best Interest, Her Primary Concern!"


Karen has lived on the Treasure Coast of Florida for 40 years.  She loves the Sunshine state, and her favorite hobby has always been sun-bathing and swimming.  As a child, her mother could never keep her out of the water or sand; Karen believes these two ingredients are imbedded deep within her soul.

Other hobbies of Karen's are reading, picnicking, walking, sprinting, weight-lifting, entertaining, and watching good movies---all good for her physical, mental, and spiritual well-being! 

Karen Morrow

Karen Morrow, M.S., CLU, RICP, CLTC





Karen Morrow