About Us

Karen Morrow is President and CEO of Karen Morrow Insurance Services, Inc. Karen is licensed in the states of Florida, New York, Michigan, and Maryland.  She holds a Bachelor of Liberal Studies and a Masters of Science from Barry University.  Karen has earned her CLU (Chartered Life Underwriter), RICP (Retirement Income Certified Professional), and lastly her CLTC (Certified Long-Term Care Certificate).

Karen has served over 30 years in the Life, Annuity, Medicare, and Long-Term Care Insurance business.  

Over the years, Karen has specialized in and presented numerous educational seminars in regards to Long-Term Care, Medicare Supplements, Medicare Advantage Health Care, and/or Prescription Drug plans.  Other benefits offered are Business Insurance, Life Insurance, Annuities, and Long-Term Care Ins.  As a Broker of several of the top rated insurance companies, Karen helps people make their nest eggs last and assists in providing income now or later; for life or a short period of time.  Excellent for Pre-Retirement or already Retired.

Karen has been interviewed on the radio talk show Healthy, Wealthy, and Wise--97.1 FM, St. Louis, Missouri and WSTU 1450 AM, Stuart, Florida.  She has served as Area Governor and Past President of the Treasure Coast Toastmasters Club. Karen has achieved her Distinguished Toastmasters Award.  She has served as Mentor for the Boys and Girls Club of Stuart.  Currently, Karen is a member of the Business Associates of Martin County.

Karen is confident and content with the idea that her qualifications and experience will help create successful cash flow strategies for Individuals, Families, and Businesses.  Her main goal is to make "Your Best Interest, Her Primary Concern!"


Karen has lived on the Treasure Coast of Florida for over 40 years.  She loves the Sunshine state, and her favorite hobby has always been sun-bathing and swimming.  As a child, her mother could never keep her out of the water or sand; Karen believes these two ingredients are imbedded deep within her soul.

Other hobbies of Karen's are reading, picnicking, walking, sprinting, weight-lifting, entertaining, and watching good movies---all good for her physical, mental, and spiritual well-being! 

Karen Morrow

Karen Morrow, M.S., CLU, RICP, CLTC



Stuart Chamber of Commerce



Karen Morrow